Daksfirst Rate Card

Ready reckoner for RMs · standard PD/LGD ladder by asset type · print to PDF for desk reference
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Warehouse bridging floor:  (CoF + CapCost + Struct + Opex + min margin) Whole-loan BTL floor:  (SONIA + 300 spread) Commercial-viable ceiling:  (borrowers walk above this) Standard rate ceiling: Stressed rate ceiling:

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